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Accidents can happen any time, any where . Even the most careful people can meet with accidents. So in order to safeguard your belongings while moving you can opt for moving insurance, these are of various types.
Under the federal rule all the moving companies will provide out of state movers two types of coverage. One is released value protection whereas other is full value protection. Released value protection will give you 60 cents for every pound of your property no matter whatever it is, in case of any accident. On the other hand full value protection will cover the entire value of the item, in case of any accident. The moving company will either compensate the value or will repair the item free of cost.
If your move involves risk then you must upgrade your movers insurance according to the requirements.
Moving insurance does not provide cover to natural calamities like flood, earthquake, tornado, hurricane etc.
You can also take additional insurance cover through the homeowner’s policy however the extent of coverage is less in these types of policies.