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Moving companies valuation versus insurance
There is a huge limitation if some stuff gets damaged or lost in case of homeowner’s insurance and moving rental insurance when you are moving yourself.
The valuations of moving companies are governed by federal law. The limited liability is for free but the coverage is only around 30 cents for every pound for intra state move and around 60 cents for interstate moves.
Another viable option but bit expensive is full value replacement this will cover everything which is damaged, destroyed or lost during the move. The moving company will either replace the item damage or will repair it free of cost.
You can also go for third party insurance which generally covers below 1% of the item’s value. It’s advisable to go for a separate moving insurance.
For interstate moves, you can choose declared value protection. In this whole shipment is covered for a value less than the dollar amount which the customer declares to the movers.